- Democratic politicians like Elizabeth Warren and Chuck Schumer are fighting for student loan forgiveness to be dealt with during President-Elect Joe Biden’s first 100 days in office.
- At a press conference Monday, Biden did not say whether he would take executive action to address the issue. Instead he referenced plans from the House that would offer $10,000 in loan forgiveness, as well as other plans from his campaign like making education at public colleges and universities free for families making under $125,000 annually and forgiving chunks of debt for public servants.
- Student debt forgiveness became a large debate online, with some saying it would provide millions with relief and allow them to participate more in the nation’s economy. Meanwhile, others argued that student loan forgiveness is unfair to those who have already paid their debt off.
- Many also believe other issues affecting student debt should be dealt with instead, like high interest rates and the cost of a college education.
Student Loan Plans in Democratic Party
Democrats are pushing for President-elect Joe Biden to prioritize student debt forgiveness when he enters the White House in January, prompting heated debates online.
Currently, student debt in the U.S. sits at over $1.7 trillion. During a Monday press conference, Biden said that addressing student loan debt was part of his economic plan, but did not say whether or not he would take executive action to address it.
“It does figure into my plan,” Biden said. “I’ve laid out in detail, for example, the legislation passed by the Democratic House calls for immediate $10,000 of student loan forgiveness.”
“It’s holding people up. They’re in real trouble,” he added. “They’re having to make choices between paying their student loans and paying their rent, those kinds of decisions. It should be done immediately.”
Biden also referenced student debt relief plans he had touted throughout his campaign. Those include making education at public colleges and universities free for families making under $125,000 annually and forgiving chunks of debt for public servants.
While he did not indicate if executive action will be taken, top Democrats will be pushing for it come January. Earlier in November, Senate Minority Leader Chuck Schumer (D-NY) told The Ink he wants the matter addressed in Biden’s first 100 days in office.
“I have a proposal with Elizabeth Warren that the first $50,000 of debt be vanquished, and we believe that Joe Biden can do that with the pen as opposed to legislation,” he said.
House Representatives Ilhan Omar (D-MN) and Ayanna Pressley (D-MA) have a plan of their own. Back in March the two introduced the Student Debt Emergency Relief Act, which would cancel at least $30,000 in student debt per borrower. Other members of the Squad have joined them in calling for student debt forgiveness, including Rep. Rashida Tlaib (D-MI) and Rep. Alexandria Ocasio-Cortez (D-NY).
Debate Moves to Twitter
This prompted debate on Twitter about student debt and whether or not it should be forgiven. A common argument that many against forgiveness made was that it is unfair to those who have already paid off their debts.
“Those with college debt will be thrilled, of course,” one person wrote. “But lots and lots of people who didn’t go to college or who worked to pay off their debts? Gonna be bad.”
“Things were bad for me, so they should stay bad for everyone else” is not a good argument against debt cancellation – student, medical, or otherwise,” Ocasio-Cortez said to counter the popular argument.
Many who had already paid off their debts but still supported forgiveness also spoke out, including actor Kumail Nanjiani.
Others noted the many implications eliminating student loan debt will have, including the fact that this kind of debt disproportionately impacts women, specifically Black women.
Many also argued the benefits this would have as people struggle financially because of the coronavirus.
“Canceling student loan debt doesn’t just help [those in debt], it frees many of them up to help stimulate a struggling economy during the pandemic,” one person wrote.
What Experts Are Saying
Thoughts on whether or not student debt forgiveness is the best solution to this crisis are not just mixed on Twitter, but among financial experts as well. Back in August, Forbes spoke to a dozen financial experts about their ideas on the subject.
“There are merits,” entrepreneur David Gokhshtein said. “If debtors currently struggling to make their student loan payments have increased available income, that money will be spent in other places. This could create an increase in home loans, small business startups, tourism and general retail purchase increases. Though, perhaps this should be on a case-by-case basis or through a qualified enrollment program.”
He was not alone in thinking there would be positive effects on the economy should debt be forgiven.
“Student loan debt hinders the start of a promising career,” Sam Singh, founder of CFO Base added. “Many potential entrepreneurs put their spirit on hold for a corporate job based on salary to pay the debt, while turning down offers from small businesses with less of a budget. This creates more failed startups and hurts our GDP.”
However, others argued there might be better fixes, including interest-free loans or increasing financial literacy among young people. Many accept student loans when they are just teenagers about to enter college and have little understanding of what they are and what they could mean for them down the line.
Some also thought that loan forgiveness is merely a bandaid solution to a larger problem, which is how expensive college tuition has become. Because of this, Matthew Cuplin of Midwest Financial Group said it opens up “Pandora’s Box with regards to many questions.”
“Who gets it canceled?” he asked. “What about those who made sacrifices and saved for this expense? Does it devalue the importance of the experience? Would students take it less seriously?”
See what others are saying: (Forbes) (New York Times) (CNBC)
College Board Changes AP African American Studies After Backlash From DeSantis Amid Education Culture War
As requested by DeSantis, the College Board removed lessons on contemporary topics including Black Lives Matter, queer studies, and reparations.
College Board Rolls Out Curriculum
The College Board, which oversees Advanced Placement high school courses, announced an official curriculum framework for its new, landmark Advanced Placement African American studies on Wednesday.
The announcement, made on the first day of Black History Month, has faced scrutiny for seeming to scale back a number of relevant subjects that Florida Gov. Ron DeSantis (R) and other state education officials had criticized.
In January, DeSantis said that the new course would be banned in Florida unless changes were made, arguing that a draft version of the course was “woke.”
Education officials claimed that the class, which had been in the making for nearly a decade, violated a recent state law dubbed the Stop WOKE Act. The legislation regulates public school instruction on race by banning critical race theory and any education that describes some groups as oppressed and others as privileged based on race or sex.
Democrats denounced DeSantis’ action as a political stunt and urged the College Board to maintain its principles.
According to reports, many historical topics like slavery largely remain intact from the previous draft. However, important contemporary issues like Black Lives Matter, affirmative action, queer studies, reparations, and intersectionality — all of which Florida leaders objected to — were removed from curriculum requirements and are no longer part of the AP exam.
Instead, those areas of study have been downgraded to be part of a list of options students can pursue for a mandatory research project. The College Board also added a new research project idea to that list that will certainly please the right: “Black conservatism.”
It has additionally been reported that the organization pulled names of multiple Black authors the state education officials had flagged as problematic, including many famous and pioneering Black scholars who wrote about critical race theory, the queer experience, and Black feminism.
The College Board defended itself against criticism in a press release announcing the changes, claiming that the process of developing the framework “has operated independently from political pressure.”
DeSantis’ Ongoing Culture War
DeSantis’ attempts to influence the national curriculum of an AP course are just his latest in a much broader effort to control what is and is not taught in public schools.
Just one day before the College Board announced the revised course, the governor outlined what The New York Times described as “his most aggressive swing yet at the education establishment.”
Specifically, he proposed a massive overhaul to higher education in the state that would defund and eliminate diversity and equity programs, mandate courses on Western civilization, and reduce tenure protections that are essential to ensure professors have freedom of expression.
Furthermore, the effects of another law DeSantis signed last year are now just beginning to materialize. The policy, which went into effect this July, requires every school book to be age-appropriate, “free of pornography,” and “suited to student needs.”
To follow those guidelines, school books have to be approved by a certified media specialist who has undergone specific training.
Notably, the law also states that teachers can be charged with third-degree felonies if they “knowingly or unknowingly” give students access to a book that the specialists say is harmful — meaning that they could face up to five years in prison and a $5,000 fine.
Last month, the state education department clarified that the rule does not just apply to school libraries, but also to any books a teacher keeps in their classroom too.
Multiple outlets reported this week that records they obtained show at least two school districts have now directed teachers to either remove their books or hide them until review to avoid the possibility of going to jail.
See what others are saying: (The New York Times) (The Washington Post) (The Associated Press)
Biden Announces Plan to End COVID Emergency in May
The decision would drastically change the government’s long-standing pandemic response and shift Americans’ access to COVID-related services.
Emergency Declarations at an End
In a statement Monday, The White House announced that it would be ending the COVID national emergency and public health emergency declarations on May 11.
The move will entirely restructure the federal government’s response to the pandemic to treat it as endemic and upend policies that have been in place for the last three years. Although more than 500 people in the U.S. are still dying from COVID on average each day — which is around two times the number of daily deaths during a bad flu season — life has largely returned to normal.
Most Americans are vaccinated, and even President Joe Biden himself said the pandemic was “over” back in September. The new announcement comes in part as a response to resolutions Republicans brought to the House floor last week that would end the declarations immediately.
“An abrupt end to the emergency declarations would create wide-ranging chaos and uncertainty throughout the health care system — for states, for hospitals and doctors’ offices, and, most importantly, for tens of millions of Americans,” the White House argued.
Lapses in Coverage and Care
Federal officials decided that a phase-out would make more sense because the U.S. has come to rely on several systems and benefits under the emergencies.
One of the most significant changes that will have the biggest impact on Americans in their day-to-day lives is access to COVID tests, treatments, and vaccines that have been free throughout the pandemic.
Once the emergencies end, a very complex wave of changes will take place that differs from person to person depending on their insurance — or lack thereof — and even possibly what state they live in.
Currently, people with private health insurance or Medicare coverage have been allowed eight free COVID tests a month and insurers had to cover those tests, even if they were administered out of network.
Once the emergency ends, some Americans will have to pay out of pocket, as well as for antiviral COVID treatments like Paxlovid.
Notably, it has been reported that vaccines will still be included for all those people covered by both private and public insurance. That, however, may not be the case for those without insurance — a group that is also more likely to be the most affected by rising costs for tests and treatments.
Jen Kates, a senior vice president at the Kaiser Family Foundation, told The Washington Post that when the emergency declarations end, states that opted to provide Medicaid coverage for tests, treatments, and shots will lose the federal funds that matched costs at 100%.
“To me, that’s the biggest issue for the general public to think about,” she said. “The uninsured and underinsured have no guaranteed access to covid vaccines, tests or treatments.”
When it comes to vaccines, those costs could be significant. Moderna and Pfizer have both said they might charge as much as $130 per dose of vaccine once the federal government stops paying and the shots are transitioned to the private market. That figure is nearly quadruple what federal offices have paid for the doses.
The shift to the private market could happen fairly soon, especially because Republicans have refused Biden’s request that they put billions of dollars towards additional free COVID testing and shots to extend those efforts.
There could also be a spike in the number of uninsured or underinsured Americans because the $1.7 trillion spending bill passed last year ends a rule that banned states from kicking people off Medicaid, leaving millions at risk of losing coverage.
Other Possible Outcomes
Ending the declarations could also set up a battle around immigration because the Biden administration has said the move will bring an end to Title 42 — the Trump-era public health measure that placed restrictions on border crossings and other migrant policies.
Biden has previously tried to cut the program, but the Supreme Court kept it in place. House Republicans rejected the White House’s claim that the program would be terminated, arguing it is not tied to the public health emergency.
Beyond that, the termination of the declarations would require health providers to make numerous adjustments because many of the flexibilities they were allowed in a number of areas would be cut.
As a result, the administration says a phase-out of those policies over the next few months is necessary, arguing that hospitals and nursing homes “will be plunged into chaos” if they are cut immediately. House Republicans, however, are insistent on moving forward their legislation that would do just that, though the Democratic-controlled Senate could block their proposals.
See what others are saying: (The New York Times) (The Washington Post) (The Associated Press)
Conservatives are Mad at “Woke” Xbox for Minor Climate-Related Updates
The fury comes after Xbox announced it was slightly altering existing consoles to better utilize and save energy.
Same War, New Battlefield
Mere days after M&M canceled their “spokescandies” due to backlash from the right, led largely by Fox News’ Tucker Carlson, conservatives have found a new front for their ongoing culture war: Xbox.
Carlson spent months complaining that small character redesigns were “woke” because they made the animated anthropomorphized M&M’s — in his own words — “less sexy.” His campaign finally proved successful on Monday when the company announced it would be doing away with the spokescandies and replacing them with actress Maya Rudolph.
Conservatives, now facing a sudden dearth of non-issues to complain about, quickly found a new issue to rage against. Xbox announced in a blog post earlier this month that it is making minor updates to lower its environmental impact as part of an effort to reach Microsoft’s goal of being carbon-negative by 2030.
Now, instead of having an Xbox wake up to update games, apps, and software during random times of the night, it will do that at a time of night when a user’s local energy grid is generating the most power it can from renewable sources.
Xbox also said it would automatically update some older consoles to a power-saving mode that aims to reduce electricity consumption when it is turned off — a feature that is already the default on newer consoles.
According to The Verge, the only difference for users is that an Xbox in power-saving mode takes around 15 seconds to boot up instead of doing so immediately as the console does in “sleep” mode. The change is a small price to pay for what the outlet described as “significant” energy savings.
Xbox Under Fire
To many leading conservative voices, the minimal shifts were just another example of “woke” culture.
While discussing M&M’s spokescandies Tuesday morning, “Fox and Friends” co-host Ainsley Earhardt brought up Xbox’s new changes with Fox radio host Jimmy Failla.
“So Xbox has also announced that they’re going woke too, you know, because of climate change,” Earhardt said.
“I mean, it’s crazy what they’re doing, but we understand what this is. It’s not that it’s actually going to offset emissions, okay — the level of reduction is infinitesimal,” Failla claimed, without evidence. “But they’re trying to recruit your kids into climate politics at an earlier age; make them climate conscious now.”
“Yeah, I didn’t think of that — you’re right, they’re going after the children,” Earhardt agreed, despite the fact that internal data from Microsoft shows just around 10% of Xbox owners are under the age of 18.
Other prominent conservatives also did their part to bait Americans into anger on social media, including America’s Foundation, which posted a tweet stating that “the woke brigade is after video games.”
The post linked an article from the right-wing website TheBlaze, which asserted that “Xbox will force gamers to power down to fight climate change.” That, however, is false — Xbox has said users can switch back and change the settings any time they want
Still, top lawmakers continued to share the article and spread its false claims, including Sen. Ted Cruz (R-Tx.).
“First gas stoves, then your coffee, now they’re gunning for your Xbox,” he wrote in the post, which was flagged by Twitter and given an “added context” warning.
The same warning, however, was not placed in a very similar post by Rep. Troy Nehls (R-Tx.), who also shared the article.
“They want to take your guns. They want to take your gas stoves. And now they want to take your Xbox. What’s next?” he wrote.