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Wealthy Parents in Illinois Exploit Loophole to Earn Financial Aid and Scholarships

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4 weeks ago

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  • Reports by the Wall Street Journal and ProPublica show that affluent parents in Illinois are transferring the guardianship of their children to friends and family in an effort to save on college tuition.
  • By transferring legal custody, the child can identify themselves as financially independent from their families on financial aid applications, resulting in more aid money.
  • This practice is legal, however, school officials are calling the practice unethical, and the Education Department is looking into the matter.

Illinois Families Game Financial Aid

Recent reports show that affluent parents in Illinois are transferring the guardianship of their children to friends and other relatives so that their children will be awarded more financial aid money when applying for college.

According to both ProPublica and the Wall Street Journal, at some point during their child’s junior or senior year of high school, families will legally give custody of their child to a friend or family member. This allows their child to identify themselves as financially independent from their families when they apply for financial aid and college scholarships and can result in the student receiving more money.

The Journal spoke to one Chicago-area family that used this practice, which is legal. The family they spoke to makes over $250,000 in annual income and live in a house valued at over $1 million. The mother claimed that they had already spent over $600,000 on college tuition on older kids.

After their daughter’s guardianship was transferred, the only income she had to claim was a little over $4,000, which she earned from a summer job. She ended up attending a private school with a tuition of $65,000, and got $27,000 in merit scholarships and $20,000 in need-based aid.

The family told the Journal that the process of transferring guardianship pretty easy and mainly just involved paperwork. The co-worker taking custody had to attend one court hearing, but the daughter did not have to go, and neither did her parents.

Logistics and Potential Consequences of the Process

Even though this practice is legal, colleges in Illinois are concerned about its use and question the morality behind it. But still, several schools in Illinois are starting to take a closer look at the situation.

Andrew Borst, the director of undergraduate enrollment at the University of Illinois told the Journal it could take opportunities away from students who actually come from low-income families.

“Our financial-aid resources are limited and the practice of wealthy parents transferring the guardianship of their children to qualify for need-based financial aid—or so-called opportunity hoarding—takes away resources from middle- and low-income students,” he said. “This is legal, but we question the ethics.”

The Journal looked at court documents and found 38 cases where juniors or seniors in high school had their guardianship transferred. Many of those families lived in homes valued over half a million dollars.

In Illinois, even if a parent can provide care to a child, a court can still transfer guardianship so long as the parents relinquish care, the child and the new guardian consent, and a court finds that it is in the child’s best interest. In most of the 38 cases, the language used to justify why it is in the child’s best interest usually resembled, “The guardian can provide educational and financial support and opportunities to the minor that her parents could not otherwise provide.”

ProPublica spoke to someone who became a child’s legal guardian for this reason. He said he wrestled with the ethics of the matter, because his wife works at a college, so he saw the situation from both sides. They were afraid that by doing this, they could take aid away from another family, even though he was told this would not be the case.

“It’s one of these gray areas, and my heart wanted me to do it for the family,” he said to ProPublica. “But I also have a conscience. I wanted to make sure we were doing the right thing.”

Consulting Firm Behind the Practice

So, how did these families manage to do this? Both the Journal and ProPublica say that many followed a path created by a consulting firm called Destination College. The group is based in Chicago and says it works to make college more affordable for families and their children.

“Our team of tax, financial and academic planning experts specializes in creating a customized guide, making sure the students are matched to the major and school of their interests, and the parents can comfortably afford it,” Destination College’s website says.

The firm claims to save students an average of $30,000 a year on college. Nowhere on the site does it directly suggest that families transfer the guardianship of their child, but there is language that could be hinting at the practice.

Destination College offers three packages: Basic, Preferred, and Premier. One of the features in the Premier package is: “College Financial Plan, Using Income and Asset Shifting Strategies to Increase Your Financial and Merit Aid and Lower Out of Pocket Tuition Expenses.”

Lora Georgieva, the founder of Destination College, has denied giving comments to both outlets.

According to the Journal, the Education Department is reportedly looking into this practice. It is currently unclear whether or not this is happening in any states outside of Illinois. However, other schools in the midwest have been alerted about the practice, and some have said they will keep an eye out for evidence of its occurrence.

In order to prevent this from happening in the future, some have recommended amending language in the Federal Student Aid handbook.

One suggestion given to the Journal read, “If a student enters into a legal guardianship, but continues to receive medical and financial support from their parents, they do not meet the definition of a legal guardianship and are still considered a dependent student.”

See what others are saying: (Wall Street Journal) (ProPublica) (HuffPost)

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Olympic Skating Coach Banned for Life After Sexual Misconduct Allegations

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2 days ago

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August 23, 2019

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  • The U.S. Center for SafeSport leveled a lifetime ban against Olympic figure skating coach Richard Callaghan on Wednesday after a former skater accused Callaghan of sexually molesting him beginning at age 14.
  • Callaghan was suspended from the Olympics in 2018 for nearly 20 years following an older allegation of sexual misconduct.
  • The allegations against Callaghan have stoked comparisons to USA Gymnastics doctor Larry Nassar and skater John Coughlin, prompting questions about how Olympic-linked organizations deal with sexual misconduct allegations.

Banned from the Olympics

The U.S. Center for Safesport banned famed Olympics figure skating coach Richard Callaghan for life on Wednesday over accusations of sexual molestation.

The organization made the decision after one of Callaghan’s former students filed a lawsuit claiming that Callaghan sexually molested him when he was 14-years-old. 

U.S. Figure Skating then followed suit and banned Callaghan from any kind of skating-related activity in the U.S.

Callaghan, 73, is most known for training skaters Tara Lipinski and Todd Eldredge. Notably, Callaghan oversaw Lipinski’s training when she won the gold medal in ladies’ singles figure skating during the 1998 Nagano Olympics. He also oversaw Eldredge’s six U.S. national championship titles, as well as a world championship title.

The allegations were brought by former skater Adam Schmidt, who is also suing U.S. Figure Skating for inaction related to previous complaints made before his alleged molestations. The lawsuit alleges Callaghan molested Schmidt multiple times between 1999 and 2001.

“Today’s announcement is a major victory for all who’ve suffered abuses by the former legend of figure skating, Mr. Callaghan,” Schmidt told ABC News. “Now he will forever be known as the predator who delivered medals to a corrupt organization who accepted them in exchange for the safety and protection of children. US Figure Skating created that culture of abuse that lasted decades and today is the first of many victories to come in reversing that. USFS is officially on notice.”

The ban comes after SafeSport suspended Callaghan from Olympic activity for nearly 20 years after former student Craig Maurizi filed a second misconduct complaint against him in January 2018.

Callaghan has denied the allegations and was first suspended in March 2018, but he will not be able to appeal the permanent ban. According to Callaghan’s attorney, he is “subject to a lifetime ban without due process.”

Previous Allegations

In 1999, Maurizi filed his first complaint against the skating coach. The allegation, filed to U.S. Figure Skating, details the nature of Maurizi’s relationship with Callaghan, dating back to 1976 when he first began taking lessons from him at the age of 13. 

Two years later, Maurizi said Callaghan began acting sexually inappropriate around him, and Maurizi said when he turned 18, Callaghan initiated a sexual relationship. That relationship allegedly continued in an on-again-off-again fashion until 1997.

“At the time, I thought the sex was consensual,” Maurizi told the New York Times in 1999. “Now, when I look back, I don’t think it was consensual. I don’t care how old a student is, whether it’s a boy or a girl, a coach should never have sex with a student. The coach is the person the athlete looks up to for leadership and to be a role model. I don’t think coaches understand the influence they can exert over students. People need to be more aware of this.”

The claims were later dismissed by U.S. Figure Skating and the Professional Skater’s Association because they had been filed more than 60 days from when the alleged abuse occurred.

Within the time-frame of Callaghan and Maurizi’s relationship, The New York Times reported at least five other sexual misconduct claims dating back to the 1980s. The claims range from inappropriate sexual comments to unwarranted sexual advances such as Callaghan exposing himself in a hotel.

“I feel finally vindicated,” Maurizi told the New York Times following Callaghan’s ban this week. “This guy’s a monster. This man has ruined the lives and careers of many people. I believe he should be punished to whatever extent is possible.”

Olympic Organizations’ Handling of Allegations

The allegations against Callaghan are the latest in a series of sexual misconduct allegations against people connected to Olympic athletes.

In 2015, USA Gymnastics broke ties with sports doctor Larry Nassar, and the following year, one of his patients filed a lawsuit alleging sexual abuse. In all, more than 250 women and one man accused Nassar of sexual abuse, many of his patients being underage at the times of their assault.

Nassar pleaded guilty in three different trials, admitting to the molestation of 10 accusers. The 56-year-old is now serving a federal conviction of 60 years and a state conviction of 40 to 175 to years. 

In December, U.S. Figure Skating issued a restriction notice to figure skater John Coughlin in relation to unspecified allegations. On January 17, U.S. Figure Skating suspended him, and the following day, he committed suicide.

Since his death, more women have stepped forward, including bronze medalist Ashley Wagner and his former skating partner Bridget Namiotka.

SafeSport later released a statement saying it had uncovered “a culture in figure skating that allowed grooming and abuse to go unchecked for too long.”

This month, U.S. Figure Skating also released a statement saying the organization does not tolerate sex crimes.

“Recent news reports regarding allegations of sexual abuse and misconduct in our sport have been heartbreaking,” the statement reads. “We support all survivors, and we encourage all victims of abuse to come forward and report it to law enforcement and the U.S. Center for SafeSport or U.S. Figure Skating.”

Many, however, have criticized organizations connected to the Olympics, claiming they have been slow to act in situations involving sexual abuse.

“This should have been done in the ’90s when USFS first knew,” Schmidt’s attorney John Manly told USA Today. “It’s good news but small comfort to those Callaghan hurt. Clearly this move is in response to the horrible press USFS received in response to Adam Schmidt’s filing. You shouldn’t have to file a lawsuit to protect kids from child molesters in Olympic sports.”

Manly argued that because U.S. Figure Skating did not act in 1999 when it received Maurizi’s first complaint, it enabled Callaghan to continue coaching, thus leading to Schmidt’s alleged molestations.

U.S. Figure Skating has defended itself, saying that following Maurizi’s original complaint, it examined its procedures into reporting cases of abuse and updated misconduct policy in May 2000.

See what others are saying: (NBC News) (Time) (CNN)

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Anti-Vaxxer Cited for Assaulting CA Vaccine Lawmaker on Facebook Live

Published

3 days ago

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August 22, 2019

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  • An anti-vaxxer was cited for suspicion of assault after live-streaming himself pushing California state Senator Richard Pan, an author of prominent vaccination bills in the state.
  • Pan and other legislators condemned the move, saying that disagreeing on legislation is not a reason to resort to violence.
  • Kenneth Austin Bennett, the man who pushed Pan, has 4,500 followers on Facebook, where he often posts anti-vax rhetoric. He attempted to run for Pan’s seat in 2018 but failed to appear on the ballot. 

Bennett Pushes Senator Pan

An anti-vaccine supporter live-streamed himself shoving California state Sen. Richard Pan, who authored influential vaccine legislation.

According to the Los Angeles Times, Kenneth Austin Bennett was cited with suspicion of assault on Wednesday. Bennett live-streamed the incident on his Facebook page, where he frequently posts anti-vax rhetoric along with other conspiracy theories to his 4,500 followers.

Bennett’s video opens with him walking around Sacramento near the California State Capitol. He talks to his followers about religion, conspiracy theories, and “Lucifer establishing his kingdom” in Sacramento for the first nine minutes of the video. He then runs into Pan.

“Oh my goodness you guys, what are the chances of this?” Bennett asks. “Right here, Right here…What are the chances of this, Senator Pan?”

Bennett then follows Pan down the street and asks him about remarks he made in 2015 about water being the most dangerous ingredient in vaccines. He continues to press the senator on other vaccine-related topics, to which Pan minimally responds. Eventually, Pan laughs and says, “Oh boy” after Bennett asks him a question about water being a toxin. 

Bennett then pushes Pan and says, “Yeah, I pushed you. I pushed you. I pushed you.”

He walks away from the scene and says, “I probably should not have done that.” He returns to Pan, who appears to be calling the police with his colleagues. They eventually walk into a building, and Bennett continues to address his camera outside. 

He claims he pushed the senator for “lying” about vaccine information.

“If he got what he deserved he would be hanging for treason,” he later says about Pan.  

Responses to Incident

Bennett acknowledged the situation on his Facebook page during a second live stream on Wednesday. In the hour-long stream, he further condemned Sen. Pan, and also spoke on other conspiracy theories about Facebook and the 2018 wildfires in Paradise, California.

“I was charged with assaulting Richard Pan, but also had the chance to further expose the corrupt politician,” he captioned the video.

He also told local news outlet KCRA that he did not regret pushing Pan.

In a statement on Thursday, Pan said the incident was a result of rhetoric spread by anti-vaccine extremists.

“Bullying, threats, and violence should not be acceptable in civil discourse and policy making,” he said. “Yesterday’s assault was incited by violent rhetoric and imagery employed by anti-vaccine extremists.  Anti-vaxxers have attempted to dehumanize me and other public health advocates on social media while making death threats.”

“Mr. Bennett is not a lone actor, but a person who accepted the violent rhetoric of the anti-vax movement and acted upon it by assaulting me on a public street while live streaming the attack on Facebook,” Pan added. “Social media companies also need to accept responsibility for giving a platform for this violence and hate.”

Others also supported Pan, including California Senate President pro Tempore Toni G. Atkins, who said that disagreeing on legislation is “no reason to resort to aggressive and harmful behavior.”

“My colleagues and I will do all we can to aid those investigating this matter and protect the elected leaders, staff, and visitors who work at and tour our Capitol each day,” she added in a statement.  

History Between Bennett and Pan

Sen. Pan was a pediatrician prior to becoming a state lawmaker. He authored a bill that passed in 2015 that removed religious and personal beliefs as exemptions for school children receiving vaccines. He is currently working on legislation that aims to combat illegitimate medical exemptions.

In 2018, Bennett ran to unseat him as the senator for California’s sixth district. He was unable to appear on the ballot and ran as a write-in.

On his campaigns website, he claimed that the bills Pan had worked on were “reckless and destructive to our children’s future.”

He also said one of his campaign promises was to “protect children from forced vaccinations.”

See what others are saying: (Los Angeles Times) (KCRA) (The Daily Beast)

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Philadelphia Man Commits Suicide After Being Harassed for Dating Trans Woman

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4 days ago

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August 21, 2019

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  • A Philadelphia man named Maurice Willoughby committed suicide after he was harassed by men on the street for dating a transgender woman. 
  • A video of that confrontation was shared on social media, causing the 20-year-old to face more bullying online, according to his friends.
  • #RipReese began trending on Twitter after news of his death broke, with many mourning Willoughby and confronting LGBTQ issues within the black community.

Video Goes Viral

A 20-year-old Philadelphia man committed suicide after a video spread online showing men harassing him on the street for dating a transgender woman.

The video shows several men verbally berating Maurice “Reese” Willoughby with homophobic comments as he defends his relationship in front of them.

According to his friends, Willoughby already lived with depression and struggled with it more as the video gained traction on the internet. They said the constant harassment he had experienced online played a role in his suicide, though his girlfriend, Faith Palmer, also referenced a drug addiction in relation to his death.

“Over the weekend Reese killed himself after the relentless taunting, bullying, mocking and disrespect he received after publicly proclaiming his love for his girl,” said a person who had been friendly with Willoughby in the past.

“And you know what breaks me about this? Is that when it comes to discussing the weight of transphobia and homophobia in the black community, especially amongst those who should speak up on it, all you hear is crickets? It’s no secret that every community has its issues no matter how beautiful the painted picture is, but damn we oppressed people are still out here oppressing our own people?”

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No matter how shitty the times are in which we live, sometimes you find something out and you’re just like, how could this happen? how could we let this happen? The couple in this photo is beautiful Reese and his girlfriend Faith. Reese was a black cisgender male, his girlfriend Faith, is a black transgender woman. Over the weekend Reese killed himself after the relentless taunting, bullying, mocking and disrespect he received after publicly proclaiming his love for his girl, and you know what breaks me about this? Is that when it comes to discussing the weight of transphobia and homophobia in the black community, especially amongst those who should speak up on it, all you hear is crickets? It’s no secret that every community has its issues no matter how beautiful the painted picture is, but damn we oppressed people are still out here oppressing our own people? don’t say black lives matter if that bracket doesn’t include black trans people and mental health in the black community, Reese fucking DM’d ME, and when I responded I never got a response back, this is garbage, and this hurts, Reese I’m so sorry, Faith, I’m so sorry, I lové you, I lové ya’ll, we lové you, we lové ya’ll. This is so trash, and I hate everything about this. IGNORANCE , HATRED AND TOXIC MASCULINITY KILLED OUR BROTHER. Rest in all power family, a lot of our sisters are up there with you.

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“That was my friend and everyone who took part in bulling him need to be in jail,” another friend Amethyst Jade Lee said in a Facebook post.

Prior to his death, Willoughby reportedly made a Facebook post defending Palmer.

“Y’all can say whatever about faith,” he wrote, according to Aazios.com, “I really don’t care if she not passable  I don’t care if she wasn’t born a woman she is a woman to me & I love her flaws that’s what makes her faith if you heard her story it’s motivating….. I’m happy you should be happy for me”

Notably, Palmer also posted to Facebook, remembering Willoughby’s openness about their relationship.

“HE WASNT SCARED OF ANYONE SO HE FOUGHT BACK FOR US !” she wrote.

Online Reaction 

Since his death, people online have shared their thoughts on the situation, many addressing what they believe to be a disconnect between straight and LGBTQ+ individuals in the African American community.

“There’s a HUGE issue highlighted in the video of Reese being harrassed,” one Twitter user wrote. “And that’s that the black community needs to address the RAMPANT homophobia and transphobia so embedded in our culture. Because THAT shit is detrimental. #RipReese“

According to the Human Rights Campaign, African American trans women face the highest rates of fatal violence within the LGBTQ+ community.

That reality has become more prominent in recent months after two transgender women in Dallas, Texas were killed earlier this year.

Because of the violence trans women face, many posthumously poured praise for Willoughby, saying he was brave for being open about his relationship in spite of all the backlash. That included singer Kehlani, who identifies as queer, as well as several others.

“RIP REESE THANK U FOR LOVING HER OUT LOUD,” the singer wrote in all caps.

Others sought to criticize the men who harassed Willoughby in the video.

“My heart breaks for Reese, for his girlfriend, and their loved ones,” Pose producer Janet Mock said. “These men screaming at him are beyond fragile, standing on a shaky altar of masculinity, too insecure to do what Reese did: Unapologetically love a woman who everyone says is unworthy of love.”

If you or someone you know may be contemplating suicide, call the National Suicide Prevention Lifeline at 1-800-273-8255 or text TALK to 741741 for free, anonymous 24/7 crisis support in the US from the Crisis Text Line. Other international suicide helplines can be found at befrienders.org.

See what others are saying: (The Advocate) (Heavy) (Blavity)

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